Decatur Earthmover Credit Union is a full service member-owned financial co-operative serving the people of Macon, DeWitt, Piatt, Moultrie, and Shelby Counties in Central Illinois. While best known for car loans with quick turn-around and competitive rates, Earthmover also offers a variety of other answers to your financial needs. Free checking accounts with free debit cards, an ATM network, free online banking, and free online bill pay with eStatements are examples of what members receive. Earthmover is ready to help you today and prepare you for tomorrow.
Building lasting relationships by providing exceptional financial service is the mission of DECU.
Reputable: What we have done in the past, what we do now, and what we will do in the future are reflections on the credit union. We will strive to maintain and grow the goodwill of our members and our community.
- Committed to our community
- Trusted financial partner
Reliable: We are an integral part of members' finances; therefore, we place a high importance on being a stable foundation upon which they can build their financial well-being.
- Maintain a financially sound institution
- Provide advantageous services for every stage of a member's life
Progressive: Our success is dependent on our ability to meet not only the current needs, but also the future needs of our members. As such, we will continually assess current and emerging services to determine their ability to meet the demands of our members.
- High tech while keeping high touch
- Innovation is a priority
Value our members: Our external and internal members are the lifeblood of the credit union. A large measure of our worth is based upon our ability to help both groups attain and exceed their goals.
- Loyal to the credit union philosophy of "People helping people"
- They deserve our best; every member, every time.
- Dedicated to the continual education of our members and employees
- Recognize the importance of our employees and their contributions to our success
The Decatur Caterpillar Employees Credit Union was started in February of 1956 when a handful of employees pooled their money to create a place for them to save and borrow. The credit union was a function of the Accounting Department in the Decatur Plant. The credit union operated out of a metal box they kept locked in a closet. Hours and services were minimal. All members of the credit union's Board of Directors were, and still are, strictly volunteer.
Credit union membership was originally limited to employees of the Decatur Caterpillar Plant. Over time membership was expanded to include spouses and children living in the household, and then to all relatives by blood or marriage.
A corporate decision was made by Caterpillar to separate the company from all of its various credit unions (Peoria, Aurora, Joliet, Decatur, etc.). In 1986 the credit union's name was changed to Decatur Earthmover Credit Union, and an office was built outside the plant on a parcel of land purchased from Caterpillar, now known as Dividend. With this new accessibility, membership was expanded to include Select Employee Groups, or SEGs. SEGs are companies that would like their employees to benefit from a credit union but are not large enough to support their own credit union. As many as 200 different companies were eventually added as SEGs. Membership was further expanded to all who live or work in Macon County at the end of 1993.
Also in 1993 came the much needed addition of offices, storage, and two drive-up lanes to the Dividend location. The Mt. Zion facility opened in 1997 to better serve the growing membership. A 1999 merger with 1st Community Credit Union (formerly Mueller Employees Credit Union) added a third location on Edward Street, and the Forsyth facility was built in 2005.
In 2005 membership was opened to all that live or work in Macon, DeWitt, Piatt, Moultrie, and Shelby Counties and, of course, members' relatives, by blood or marriage, are also eligible to join.
The 1st Community location underwent a drive-up reconfiguration, expansion, and upgrade in 2008 to reduce congestion caused by heavy drive-up traffic. In 2011 1st Community became a drive-up only facility.