Decatur Earthmover Credit Union

Lending Articles

I Never Get Sick

One minute you're fine, the next minute you're laid up. A car wreck, a fall on the stairs, knee surgery, or a wide array of other incidents can keep you from being able to work. If no work means no pa...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



Failure to Communicate

If you lose your job or have a reduced income and you have a loan, please come in and talk to us. We'll be happy to work with you. Our Loan Officers and Collection Department have a few options to hel...

Filed under: Lending, Personal Finance, Young Adults, Adults



0% Visa

If you liked the DECU Stimulus package, you'll love our 0% Visa. Although the 0% Visa has been around for many years, very few Earthmover members have taken advantage of it. The 0% Visa was developed...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



Establishing Your Credit Score

People that extend credit are looking for an indication of whether or not they'll get their money back. Credit scoring was developed just for that purpose. Through a mathematical formula your credit s...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



The FACT Act

The Fair and Accurate Credit Transactions (FACT) Act signed into law in December 2003 gives all Americans the right to check their credit report annually...for FREE. The FACT Act is designed to reduce...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees