Decatur Earthmover Credit Union

Lending Articles

First Time Home Buyers

A FICO Score to Open the Door: If you've ever had that nightmare about showing up unprepared for an exam or a performance, you have a pretty good idea of how most first-time homebuyer...

Filed under: General, Lending, Personal Finance, Young Adults, Adults



Talking to Your Kids...About Credit Cards

Nothing sounds better to kids (of all ages!) than a plastic card you can wave in department stores that lets you magically walk away with your choice of merchandise. Sure, you'll have to pay for it la...

Filed under: Personal Finance, Adults, Lending, School Age



Don’t settle

If you're burdened with credit cards and/or loans, you may be tempted to use a debt settlement company. While these agencies may claim they save you money, in reality, the fees they charge can be quit...

Filed under: Lending, Personal Finance



Credit Builder Loan

The Credit Builder Loan is a new product designed to help you save money on loans by establishing a good credit history or improving a poor credit history. The better your credit history is the lower ...

Filed under: General, Savings, Lending, Personal Finance, Young Adults, Adults



I Never Get Sick

One minute you're fine, the next minute you're laid up. A car wreck, a fall on the stairs, knee surgery, or a wide array of other incidents can keep you from being able to work. If no work means no pa...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees