Decatur Earthmover Credit Union

Lending Articles

Student Visa

Before you send your graduate off to college equip them with an Earthmover Student Visa. You’ll be providing them with a source of emergency funds as well as a financial tool to start their ne...

Filed under: Lending, Young Adults, Personal Finance, Adults



Establishing Your Credit Score

People that extend credit are looking for an indication of whether or not they'll get their money back. Credit scoring was developed just for that purpose. Through a mathematical formula your credit s...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



Credit Card Educational Primer for Young Adults

    When used irresponsibly, a credit card can have long lasting negative consequences on your financial future.  A credit card, if used wisely, can be an indispensable f...

Filed under: Lending, School Age, Young Adults



Keeping Score

     You know that your credit report has a lot of information about your borrowing history.  How credit worthy you are, how likely you are to pay off your debts on time, as w...

Filed under: Adults, Young Adults, Lending



Open-end loans: Simpler, Easier, Better

     Your credit union offers a loan product that you may not be familiar with ... an open-end loan.  Unlike our traditional closed-end loan that has a specific beginning and ...

Filed under: Lending, Young Adults, Adults, Retirees