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Lending Articles
0% Visa
If you liked the DECU Stimulus package, you'll love our 0% Visa. Although the 0% Visa has been around for many years, very few Earthmover members have taken advantage of it. The 0% Visa was developed...
Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees
Establishing Your Credit Score
People that extend credit are looking for an indication of whether or not they'll get their money back. Credit scoring was developed just for that purpose. Through a mathematical formula your credit s...
Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees
The FACT Act
The Fair and Accurate Credit Transactions (FACT) Act signed into law in December 2003 gives all Americans the right to check their credit report annually...for FREE. The FACT Act is designed to reduce...
Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees
How To Raise Your Credit Score
1. Pay your bills on time. Responsibly paying your bills and repaying your loans is important to having a good credit rating. 2. Pay at least the minimum. Failing to pay at least the minimum amount r...
Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees
Used Car Buying
It makes economic sense to buy a previously-owned vehicle. Considering how rapidly new cars depreciate in value (by as much as a third as soon as it's driven off the lot) you can save substantially by...
Filed under: Lending, School Age, Young Adults, Adults, Retirees
