Decatur Earthmover Credit Union

Lending Articles

Know the Score Before Applying for a Loan

Peter and Miriam were ready to trade up to a larger home to accommodate their growing family. They applied for several loans, searching for the best interest rate, but found that each time they were o...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



Ride Out the Housing Slump with Smart Upgrades

Do you have visions of "SOLD" signs dancing in your head? If your house has been lingering on the market for awhile or if you're planning to list your property soon - options are available. Consider u...

Filed under: General, Lending, Young Adults, Adults, Retirees



Used Car Buying

It makes economic sense to buy a previously-owned vehicle. Considering how rapidly new cars depreciate in value (by as much as a third as soon as it's driven off the lot) you can save substantially by...

Filed under: Lending, School Age, Young Adults, Adults, Retirees



The FACT Act

The Fair and Accurate Credit Transactions (FACT) Act signed into law in December 2003 gives all Americans the right to check their credit report annually...for FREE. The FACT Act is designed to reduce...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



How To Raise Your Credit Score

1. Pay your bills on time. Responsibly paying your bills and repaying your loans is important to having a good credit rating. 2. Pay at least the minimum. Failing to pay at least the minimum amount r...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees