Decatur Earthmover Credit Union

Articles

0% Visa

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees

If you liked the DECU Stimulus package, you'll love our 0% Visa. Although the 0% Visa has been around for many years, very few Earthmover members have taken advantage of it.

The 0% Visa was developed as a thank you to loyal Earthmover members. Members that do a lot of their business with us have a perk that isn't available to members that just use the credit union for a few services.

The 0% Visa has a $1500 credit limit, a 10% minimum payment, no cash advances, and -- most importantly -- an annual percentage rate of 0.00%. There is no interest on the card.

There are three requirements to qualify for the 0% Visa:

1. A $10,000 household relationship with Earthmover. That includes loan balances, all types of savings balances and credit card limits combined from every member of your household.

2. An Earthmover checking account with a debit card or a money market account.

3. Automatic deposit of payroll, pension, social security, etc.

Pick up an application for a 0% Visa next time you are near one of our offices.