Decatur Earthmover Credit Union

Personal Finance Articles

Failure to Communicate

If you lose your job or have a reduced income and you have a loan, please come in and talk to us. We'll be happy to work with you. Our Loan Officers and Collection Department have a few options to hel...

Filed under: Lending, Personal Finance, Young Adults, Adults



0% Visa

If you liked the DECU Stimulus package, you'll love our 0% Visa. Although the 0% Visa has been around for many years, very few Earthmover members have taken advantage of it. The 0% Visa was developed...

Filed under: Lending, Personal Finance, Young Adults, Adults, Retirees



To Shred or Not to Shred...What Documents to Keep and For How Long

Maybe your New Year's resolution is to stop being a pack rat.  Many people know they need to keep important documents filed away, but what they don't know is what files to keep and for how long t...

Filed under: General, Personal Finance, Adults, Retirees



There Is No Float

Remember when you could write a check and it wouldn't clear your checking account for over a week? That time between spending the money when the money came out of your account was called the "float". ...

Filed under: General, Personal Finance, Young Adults, Adults, Retirees



VISA Gift Cards

Looking for the perfect gift for that hard-to-buy-for person on your list? Why not give them a Visa gift card and let them pick out what they want? Visa gift cards are available at any lobby teller wi...

Filed under: General, Personal Finance, School Age, Young Adults, Adults, Retirees