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What is Decatur Earthmover Credit Union
Filed under: General, School Age, Young Adults, Adults, Retirees
Decatur Earthmover Credit Union is not a credit bureau or a labor union and there are no membership fees or dues. We are a full service financial institution serving all that live or work in
At Decatur Earthmover Credit Union we are here to service your financial needs. Whether you are looking for a good rate for your new vehicle purchase or are looking to start a new savings or checking account, we are here to help.
A credit union is a cooperative financial institution, owned and controlled by the members who use its services. Credit Unions serve groups that share a common bond, such as where they work, live or go to church. Credit Unions are also not-for-profit and exist to provide a save, convenient place for members to save money and to get loans and other financial services at reasonable rates.
In credit unions, unlike a bank, the members are the owners. Benefits of ownership include better rates on deposits and loans and better service. Regardless of their size or field of membership, credit unions are different than for-profit financial institutions. Credit unions exist to serve their members. Banks and other financial institutions exist to make money for their stockholders.
Credit unions are member-owned, financial cooperative financial institutions that provide many of the same financial services that banks do, savings and checking accounts, youth and senior accounts, loans for a variety of purposes, insurance, convenient services to access and send funds and more. In essence they are mutual organizations operated entirely by and for their members.
