Do you want to access your accounts conveniently? You can use DECU Audio Response or DECU@Home

You may access your accounts at Decatur Earthmover Credit Union when it's most convenient to you! Our DECU Audio Response service is available 24 hours a day, seven days a week at (217) 875-DECU or 1-800-828-DECU for these transactions:

• Check the balance of accounts
• Make loan payments
• Transfer money between accounts
• See if a check has cleared
• Have a check mailed to your home
• Hear our current loan rates
• Find out Credit Union office hours

DECU Audio Response is safe, fee-free and easy to use! You select a 4-digit Personal Identification Number that allows only you to access your accounts. We suggest you avoid numbers that are connected to you in some way, such as digits in your telephone number, your Social Security number or your driver's license number. If you like, you may use your ATM Personal Identification Number with DECU Audio Response.

The system will provide step-by-step instructions for each transaction you wish to complete. Below you will find a complete listing of the transaction codes and suffix codes you will need to use DECU Audio Response. You will also find the short form you need to complete and submit to us to begin using DECU Audio Response.

DECU Audio Response Transaction Codes

• 10 Savings (Share) Balance
• 11 Checking (Share Draft) Balance
• 17 General Account Balance by Suffix (see codes below)
• 18 General Loan Balance by Suffix (see codes below)
• 20 Transfer from Savings to Checking
• 21 Transfer from Checking to Savings
• 22 Loan and Account Transfer by Suffix (see codes below)
• 23 Cross Account Transfer (members must provide Earthmover with account numbers to be used.)
• 30 Check Withdrawal from Savings
• 32 General Check Withdrawal by Suffix (see codes below)
• 51 Check Clearing Information
• 52 Checking Transaction History
• 53 ATM Transaction History
• 54 ACH Transaction History
• 55 Deposit History Inquiry
• 67 Loan Rate Quotations
• 90 Credit Union Hours

DECU Audio Response Suffix Codes

• 00 Savings (Share) Account
• 02 Christmas Club Account
• 03 Individual Retirement Account (IRA)
• 04 Vacation Club Account
• 50 Special (Escrow) Account
• 70 Checking (Share Draft) Account
• 80-93 Share Certificates
• 95-99 IRA Share Certificates
• 05-12 Closed End Loans
• 16-17 Six-Month Note
• 19 Student Loan
• 30 Open End Loan
• 60-61 Home Equity Loan - Adjustable Rate
• 63-64 Home Equity Loan - Fixed Rate
• 66-67 First Mortgage - Fixed Rate
• 69 First Mortgage - Balloon
• 75 Overdraft Line of Credit