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Loan Calculators
How much would my payment be? Should I take the rebate or the low rate? Is it worth the cost to refinance? You do the math...with a little help from our calculators.
Whether you're looking to buy a new vehicle or borrow some money for your next vacation, you can use the calculator below to give yourself an estimate of what your payments will be if you borrow money from Decatur Earthmover Credit Union.
Enter in the amount your would like to finance, the interest rate you will be paying, and the number of months you would like to finance the loan over. You can get the information regarding rates and terms from our loan rates page
Once you fill in the form, just hit calculate to give yourself a good estimate of what your payments will be. Actual loan payments may vary slightly due to the date your first payment is due or if you pay on a more frequent basis such as weekly or bi-weekly.
We're sure you have seen all the low rates the auto dealers have been offering you if you finance your new vehicle with them. Is this the best deal for you or the best deal for the dealer?
Most of the time the dealer is offering a cash rebate or a low interest rate. If you were to take the rebate, apply it to the cost of the vehicle and borrow the rest of the money from Decatur Earthmover, chances are your payment would be lower and you would save interest as well.
Fill out the form below using the interest rate the car dealer is offering, our interest rate, the amount of the rebate, the length of the loan, and the cost of the vehicle. Once this information is completed, you can hit the calculate button to see what your payments will be depending on where you borrow the money from.
The interest rate on mortgages may now be lower than the rate you are currently paying. But are the rates low enough for you to refinance your mortgage? How much money will it save you? The calculator below will allow you to see how much money you will save each month and how long it will take you to "break-even".