Your bank account sits at the center of your personal finances. The core of your finances is your checking account, the hub of your primary income and expenses. If you want to get the best from your checking account, consider these simple strategies:
Monitor your accounts regularly
Your bank accounts may have only a few transactions per month or dozens. Either way, you should keep up with your banking activity and check in regularly to look out for fraud or any surprises you didn’t see coming.
Use features like online banking and direct deposit
DECU offers its Members free access to online bill payment, remote check deposits through your phone, and loads of other useful features!
Link to other accounts
If you have multiple accounts with DECU, you can log into one dashboard to send transfers between accounts.
Split your direct deposit for automated savings
Most large employers give you the option to split your direct deposit into two or three different accounts each payday. You don’t have to get a lump payment into just one checking account, you can deposit into any type of account that can receive ACH payments.
Take ownership of your accounts!
You are the expert on your own financial situation! Take ownership of your account and become familiar with the features available. Get to know where your money comes from and where your money goes. Treat your checking account just like a business treats its bank accounts with a focus on minimizing costs, maximizing income, and gaining long-term financial success.
Not sure which Checking Program is right for you? Let us help! Our financial team is standing by, fill out this form to let us know the best time to get in touch with you.