Silver...Gold...or Platinum?

Posted January 29th, 2018

At Earthmover Credit Union, we know a versatile credit card with a low interest rate is in your best interest. That's why our Visa Credit Cards tout low rates on purchases, and an equally low rate on balance transfers for one year. Plus, when you add a DECU Platinum Credit Card to your wallet, you'll have the option to choose the reward that makes the most sense for YOU.

Maybe that looks like a cash back rebate of 1% of purchases, up to a $500 rebate per year, with an annual percentage rate from 8.9% to 16.9% based on your Beacon Score.

Maybe that looks like a 1% lower annual percentage rate ranging from 7.9% to 15.9% based on your Beacon Score.

Whatever you choose, you’ll enjoy many Platinum benefits including:

- No Annual Fee
- 25-day grace period on purchases
- Minimum monthly payment is 3% of the balance or $10, whichever is greater
- $500,000 Travel Accident Insurance when tickets are purchased with the card
- Auto Rental Coverage
- Reimbursement for damage due to collision or theft of most rental vehicles paid for with the card
- Acceptance around the world
- Cash advances for quick funds
- The option to skip your December payment
- Easy transfer of other credit card balances online or by phone
- eStatements and online account access