Buying a home is a big step in your life, don't let home loans scare you away.
1. Getting Pre-qualified is the same as getting Pre-approved.
2. Shopping around for lenders can hurt your credit score.
3. You need perfect credit to buy a house.
4. You can't be in debt and buy a home.
5. You need to put 20% down.
6. The down payment is the only upfront cost.