Spring cleaning your finances

This year is flying by fast and spring cleaning is already here! Cleaning out your closet, setting up a garage sale, but have you thought about your finances? Spring cleaning your finances is the next step so follow our tips to help you spring clean your finances.

• Evaluate and pay down debt: Consider requesting a lower credit card interest rate and refinancing your mortgage.
• Review your budget: Determine what expenses demand the most money and what areas you can cut back.
• Check your credit report: Check your report from each bureau once a year.
• Sign up for estatements and paperless billing: This will help keep your house physical and financially clean and organized.
• Set up automatic bill pay: Never worry about missing a payment and impacting your credit score.
• Consolidate your accounts: Consider closing accounts you rarely use and streamlining all your accounts under a single bank.

Call our contact center at 217-872-2301 or video bank with us at vb.decu.com.