Home, Sweet, Home

Here at DECU, we’re getting to the heart of things.

Finance the home of your dreams with Decatur Earthmover Credit Union by your side.

At DECU, we’re able to offer personalized mortgage loans to suit your lifestyle and individual needs. Our Mortgage Center offers low down-payments, low closing-costs, and a team of skilled professionals who are ready to support you and answer all your questions along the way.

We know the housing market is difficult to manage, especially right now, but we will work directly with your real estate agent to make this the easiest process for you.

Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:

  • E-signing of documents
  • Our staff to walk with you through the process from application to closing
  • You can choose from a variety of mortgage options including:
  • In-House Mortgage Loans (as low as 10% down)
  • We offer a 15 year, 20 year, 30 year, and balloon options!
  • Lot and Land Loans
  • Conventional Mortgages
  • FHA
  • VA
  • USDA/Rural
  • Low down payments
  • Second home loans
  • Out-of-state home loans

We now offer Private Mortgage Insurance. Contact one of our awesome MLO’s to ask about our new PMI!

Meet your Mortgage Loan Officers!

Stacie Getz



“Stacie has been a part of the DECU team for 6 years, with over 5 years of lending experience and 2 years specifically in the mortgage field. She lives in Mt. Zion with her husband & three daughters – Hallie, Norah, & Maisy. Her hobbies include being a soccer/softball/dance mom, obsessing over anything Harry Potter related, online shopping (specifically on the Target app – that one gets me in trouble!), and planning trips to Disney World that never actually happen. 😉

Whether you are buying your first home, refinancing, or opening a Home Equity loan, Stacie is ready to guide you through the loan process with outstanding customer service!”

Jessica Niles



“I have been with DECU for 4 years, but just recently joined the Mortgage team. I live in the Decatur Area with my husband and 2 daughters- Faith and Annabelle. In my free time, I love spending time with my family, going to church, going thrifting and antiquing for items to decorate in my husband and I’s 1912 farmhouse, that we are renovating currently. You can also follow me on my Business Facebook Page.

I love to work at Decatur Earthmover Credit Union because of all the amazing opportunities I'm given to volunteer in our community."

To contact Jessica or Stacie you can email decumortgage@decu.com.

For more info visit Mortgage Center | DECU