Rates as low as 3.9% APR

Close a Personal Loan between March 25th and May 29th, and get a rate as low as 3.9% APR

Apply Today!

If this uncertainty makes for scary times, but Decatur Earthmover Credit Union is here for you in the good times and the bad, whether you're a member or not. If the quarantine has you struggling financially or looking for a new hobby, we’re offering an Emergency Assistance Loan from now until May 29th.

We want to help with rates as low as 3.9% Annual Percentage Rate (APR) with terms up to 24 months and loans up to $3,500. Plus, first payment can be delayed up to 90 days. A & B Credit scores applying for the 12 month term and $2,500 loan will qualify for the 3.9% APR and C & D credit scores qualify for 10.9% APR.

*For example, a $2,500 loan at 3.9% APR for 12 months would result in monthly payments of $212.76.

A & B Credit scores applying for the 24 month term and $3,500 loan with qualify for the 5.9% APR and C & D credit scores qualify for the 13.9% APR.

*For example, a $3,500 loan at 13.9% APR for 24 months would result in monthly payments of $167.88.

Actual term and rate is subject to credit approval and will vary based on individual circumstances. Larger loan amounts and longer terms available at our regular rates. Rates and terms subject to change.

If you are signed up for online banking and ready to apply Click here to login and apply. It will pull information from your account so there's not as much to fill out. Once logged in click the 3 bars in the upper left hand corner, then hit apply for a loan.

If you don’t have online banking or don’t have an account here yet, you can give us a call at 217.875.2301 or complete the application below:

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Will This Loan Have a Co-Applicant?*

*Need not be revealed if you do not choose to have it considered.

*Fill out the next 5 lines if applying for a joint loan.

Is a Personal Line of Credit an Option?*

By clicking the "Apply Now" button above, you understand that you are applying for credit with Decatur Earthmover Credit Union and you attest that the information you have entered above to be accurate and complete. Furthermore, you authorize Decatur Earthmover Credit Union to check your employment and credit history and to obtain credit reports in connection with this application for credit.