Important Mortgage Department Update

Due to recent market changes, our mortgage department is handling higher than normal requests. Please be patient as it may take up to 2 business days to hear back from us.

Your Home Team!

Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:

  • e-delivery and e-signing of documents
  • Our staff to walk with you through the process from application to closing

You can choose from a variety of mortgage options including:

  • FHA
  • VA
  • USDA/Rural
  • Low down payments
  • conventional mortgages
  • second home loans
  • out-of-state home loans

If you have questions about which option is best for you call 217-875-2301 to set up an appointment, email HomeLoans@decu.com, or complete the form below.


Mortgage Application

Take a few minutes to apply and we will be in contact.

Apply now

Mortgage Rates

If you’re looking to buy a new home or refinance your current home, please give us a call for rates at 217.872.4103.

Have questions?

Just complete this form and we will be in touch with you.