Mortgage Application
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Mortgage Loans
Your Source for Mortgage and Home Equity Loans
Whether you're buying, refinancing the house you've already made a home, or about to undergo a remodel, we've got the products you'll need.
Your Home Team!
Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:
- Quick turn-around-times
- e-delivery and e-signing of documents
- Our staff to walk with you through the process from application to closing
You can choose from a variety of mortgage options including:
- FHA
- VA
- USDA/Rural
- Low down payments
- conventional mortgages
- second homes
- out-of-state homes
If you have questions about which option is best for you call 217-872-4103, email HomeLoans@decu.com, complete the form below, or stop in our Dividend Branch. Appointments are recommended but not required.
Home Equity
Let's take a further look into what a Home Equity could do for you.
Mortgage Rates
Give us a call at 217-872-4103 for Mortgage and Home Equity Loan Rates!
Have questions?
Just complete this form and we will be in touch with you.
DECU Blog
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5 Questions to ask a potential mortgage lender
Before you settle on a mortgage lender, ask these five questions. -
20 Terms You Should Know Before Buying a Home
New to this whole mortgage experience? We've got you covered. -
Host a Housewarming Party on a Budget
Because we all know you're feeling broke after buying a new house!