Important Mortgage Department Update

Due to recent market changes, our mortgage department is handling higher than normal requests. Please be patient as it may take up to 2 business days to hear back from us.

Your Home Team!

Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:

  • Quick turn-around-times
  • e-delivery and e-signing of documents
  • Our staff to walk with you through the process from application to closing

You can choose from a variety of mortgage options including:

  • FHA
  • VA
  • USDA/Rural
  • Low down payments
  • conventional mortgages
  • second home loans
  • out-of-state home loans

If you have questions about which option is best for you call 217-872-4103, email HomeLoans@decu.com, complete the form below, or stop in our Dividend Branch. Appointments are recommended but not required.


Mortgage Application

Take a few minutues to apply and we will be in contact.

Apply now

Mortgage Rates

Give us a call at 217-872-4103 for Mortgage Rates!

Have questions?

Just complete this form and we will be in touch with you.

Apply Now!

This is where the fun begins! Get started here.

Mortgage Forms

Forms are a necessary part of the process. We have the ones you may need here!

Pre-Qualify Calculator

Use this calculator to get a better idea of your home shopping price range.

Mortgage Center

Learn More