Mortgage Rates
These are our lowest rates available, and your rate could be higher. Give us a call when your ready to start the mortgage process!
Mortgage Loans
Your Source for Mortgage and Home Equity Loans
Whether you're buying, refinancing the house you've already made a home, or about to undergo a remodel, we've got the products you'll need.
Your Home Team!
Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:
- Quick turn-around-times
- e-delivery and e-signing of documents
- Our staff to walk with you through the process from application to closing
You can choose from a variety of mortgage options including:
- FHA
- VA
- USDA/Rural
- Low down payments
- conventional mortgages
- second homes
- out-of-state homes
If you have questions about which option is best for you call 217-872-4103, email HomeLoans@decu.com, complete the form below, or stop in our Dividend Branch. Appointments are recommended but not required.
Have questions?
Just complete this form and we will be in touch with you.
DECU Blog
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The Do's [and Don'ts] of Credit Score Repair
If you have a less-than-ideal credit score, there are a few steps you can take [and ones you should avoid] to help improve your score. -
5 Questions to ask a potential mortgage lender
Before you settle on a mortgage lender, ask these five questions. -
Five Insider Tips to an Affordable First Home
Here are some helpful pointers for first-time homebuyers.