Your Source for Mortgage and Home Equity Loans

Whether you're buying, refinancing the house you've already made a home, or about to undergo a remodel, we've got the products you'll need.

Your Home Team!

Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:

  • Quick turn-around-times
  • e-delivery and e-signing of documents
  • Our staff to walk with you through the process from application to closing

You can choose from a variety of mortgage options including:

  • FHA
  • VA
  • USDA/Rural
  • Low down payments
  • conventional mortgages
  • second home loans
  • out-of-state home loans

If you have questions about which option is best for you call 217-872-4103, email HomeLoans@decu.com, complete the form below, or stop in our Dividend Branch. Appointments are recommended but not required.


Mortgage Application

Take a few minutues to apply and we will be in contact.

Apply now

Home Equity

Let us help with a rate as low as 2.890% APR.

Learn More

Mortgage Rates

Give us a call at 217-872-4103 for Mortgage Rates!

Have questions?

Just complete this form and we will be in touch with you.