Personal Loan Application
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Personal Line of Credit
Personalized just for you.
Everyone is different. We all have different needs, wants, and finances. That's why our Personal Line of Credit is just that: personal! Whether you need some extra cash to make it to payday, a large sum to pay off a hefty home repair, or if you just want that extra level of overdraft protection, a PLOC can work for you.
Here's How it Works
The Personal Line of Credit, PLOC, is a handy option for a small, personal loan or for use as extra overdraft protection. Here are the facts:
- Credit limits of $250-$2,500
- Transfers automatically in $100 Increments to your DECU checking to cover overdrafts
- The PLOC payment transfers from DECU primary checking on the 1st of every month
- If there is no balance on the PLOC, no payment is due
- Transfer manually to your DECU checking via mobile banking before the account goes negative
- 18.00% Annual Percentage Rate
If you'd like to personalize this service just for your needs, give us a call at 217.875.2301. You can also Live Chat with us and we'll get you set up!
