Finance the home of your dreams with Decatur Earthmover Credit Union by your side.

Home loans within your reach

Our Mortgage Department offers you the best of both worlds. Online convenience with local service to provide you with:

  • E-signing of documents
  • Our staff to walk with you through the process from application to closing

You can choose from a variety of mortgage options including:

  • In-House Mortgage Loans (as low as 10% down)
    • We offer a 15 year, 20 year, 30 year, and balloon options!
  • Lot and Land Loans
  • Conventional Mortgages
  • FHA
  • VA
  • USDA/Rural
  • Low down payments
  • Second home loans
  • Out-of-state home loans

If you have questions about which option is best for you call 217-875-2301 to set up an appointment, email

Mortgage Application

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Mortgage Center

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Mortgage Forms

Forms are a necessary part of the process. We have the ones you may need here!

Pre-Qualify Calculator

Use this calculator to get a better idea of your home shopping price range.