Open an Account With DECU Today and Join a Growing Community of Members

Look below and see that we will meet you where you are, to get you where you want to be

Opening an account is as easy as 1, 2, 3

  1. Either come to one of the branches or video bank from home by clicking the camera icon at top
  2. Be sure to have everyone present that will be on the account
  3. All you need is $5 for a savings ($1 for a checking), valid driver's license/state ID (with current valid address), and your Social Security number

To be eligible you have to live or work in the following counties:

  • Champaign
  • Christian
  • Clark
  • Coles
  • DeWitt
  • Douglas
  • Edgar
  • Logan
  • Macon
  • McLean
  • Moultrie
  • Piatt
  • Sangamon
  • Shelby


If you have a family member who is currently a member with us.

It is so easy to open an account at Earthmover that the $5 (or $1 for a checking account) can even be taken from your current debit card!

Member Experience

Tell us how we did, what you loved, and what we could do better.

Learn More

Look below to see some of our other benefits to joining DECU

Emerald Checking

A checking account that rewards you for deepening your relationship with us. Because who doesn't love rewards?

Spare Change Round Up

We'll round up your debit card purchases to the nearest dollar and deposit the money in the savings of your choice. Save without even trying!

Earthmover Investment & Retirement Services

Help getting you to and through retirement

Community Reinvestment Act

Learn More