Let us show you home.

When it’s time to pick a mortgage lender, the options can feel overwhelming. DECU will meet you there, ready to offer options, guidance and support. Our loan programs are designed with our Members' needs in mind.

Getting to the heart of things...

At DECU, we’re able to offer more loan programs, personalized to suit your lifestyle and individual needs. Our Mortgage Center offers low down-payments, low closing-costs, and a team of skilled professionals who are ready to support you and answer all your questions along the way.

Call us at 217.872.4103, email us at

HomeLoans@decu.com, or visit us at our Dividend Branch. Appointments are recommended but not required.

Indeed, home is where the heart is.
And DECU is where the help is.

Mortgage Rates

These are our lowest rates available, and your rate could be higher. Give us a call when your ready to start the mortgage process!

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Mortgage Loan Process

It's a bit of a process, but we're here to get you through it!

Mortgage Loans

Whether you're buying a new home or refinancing or remodeling an existing home, we have the products you want!

Mortgage Documents Checklist

There are some things you'll need to bring with you. We have them listed here.