For You Number Lovers

It's time to do the math. Use the rates and payment calculators to see how much you want to borrow.

Mortgage Rates

Give us a call at 217-875-2301 for Mortgage Rates!

Car Loan Rates

Annual percentage rates effective August 13, 2019. Rates are subject to change any time so, these rates aren't guaranteed.

Vehicles* Months
Year 24-48 60 72
2019 3.10% 3.25% 3.60%
2018 3.10% 3.25% 3.60%
2017 3.15% 3.30% 3.65%
2016 3.25% 3.40% 3.75%
2015 3.25% 3.40% 3.75%
2014 3.50% 3.65%
2013 3.55% 3.70%
2012 3.75% 3.90%
2011 & Older 7.50%

Home Equity Rates

Loan to Value Term
5 Year 7 Year 10 Year 15 Year 20 Year
For a loan up to 80% of your home's value 3.09% APR 3.04% APR 2.9942% APR 2.96% APR 3.05% APR
For a loan up to 100% of your home's value 4.02% APR 4.14% APR 4.10% APR 4.07% APR 4.16% APR

Rate is based on a $100,000 loan. Actual term and rate are subject to credit approval and will vary based on individual circumstances. With taxes and insurance the actual payment may be higher. Rates are for new money only. For refinancing an existing home equity loan, give us a call for rates. Payment Example: At 3.09% Annual Percentage Rate on a $10,00 loan with a 60-month term, monthly payment would be $180.09

Personal Loan Rates

Annual percentage rates effective August 13, 2019. Rates are subject to change any time so, these rates aren't guaranteed

Length of the Loan Annual Percentage Rate*
Up to 36 months 7.90%

Student Loan Rates

Length of the Loan Annual Percentage Rate*
Variable 8.00%

Share Secured Loan Rates

Length of the Loan Annual Percentage Rate*
60 months 2.50%

CD Secured Loan Rates

Length of the Loan Annual Percentage Rate*
Variable as low as 2% over CD rate (min. 2.50%)

* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.