For You Number Lovers

It's time to do the math. Use the rates and payment calculators to see how much you want to borrow.

Mortgage Rates

Give us a call at 217-872-4103 for Mortgage Rates!

Car Loan Rates

Annual percentage rates effective August 13, 2019. Rates are subject to change any time so, these rates aren't guaranteed.

Vehicles* Months
Year 24 36 48 60 72
2019 3.10% 3.10% 3.10% 3.25% 3.60%
2018 3.10% 3.10% 3.10% 3.25% 3.60%
2017 3.15% 3.15% 3.15% 3.30% 3.65%
2016 3.25% 3.25% 3.25% 3.40% 3.75%
2015 3.25% 3.25% 3.25% 3.40% 3.75%
2014 3.50% 3.50% 3.50% 3.65%
2013 3.55% 3.55% 3.55% 3.70%
2012 3.75% 3.75% 3.75% 3.90%
2011 & Older 7.50% 7.50% 7.50%

Home Equity Rates

Loan to Value Term
5 Year 7 Year 10 Year 15 Year
For a loan up to 80% of your home's value 4.050% 4.150 4.400 4.750
For a loan up to 100% of your home's value 5.425% 5.600 5.650

Actual term and rate is subject to credit approval and will vary based on individual circumstances. With taxes and insurance the actual payment may be higher. Payment Example: At 4.050% Annual Percentage Rate on a $10,00 loan with a 60-month term, monthly payment would be $217.69

Personal Loan Rates

Annual percentage rates effective August 13, 2019. Rates are subject to change any time so, these rates aren't guaranteed

Length of the Loan Annual Percentage Rate*
Up to 36 months 7.90%

Student Loan Rates

Length of the Loan Annual Percentage Rate*
Variable 8.00%

Share Secured Loan Rates

Length of the Loan Annual Percentage Rate*
60 months 2.50%

CD Secured Loan Rates

Length of the Loan Annual Percentage Rate*
Variable as low as 2% over CD rate (min. 2.50%)

* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.