For You Number Lovers

It's time to do the math. Use the rates and payment calculators to see how much you want to borrow.

Car Loan Rates

Annual percentage rates effective March 4th, 2016. Rates are subject to change any time so, these rates aren't guaranteed.

Vehicles* Months
Year 24 36 48 60 72
2015-2017 1.95% 1.95% 2.20% 2.25% 2.70%
2013-2014 2.00% 2.00% 2.25% 2.45% 2.95%
2012 2.00% 2.00% 2.25% 2.50%
2011 2.30% 2.30% 2.55% 2.80%
2010 2.49% 2.49% 2.74% 2.99%
2009 3.15% 3.15% 3.25% 3.40%
2008 & Older 5.15% 5.15% 5.25% 5.50%

* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.

What's Your Car Worth?

Look up used car values before you buy, sell, or trade.

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Apply Now

No better time than the present! Go ahead and apply now. We'll get it processed and you'll hear from us soon!

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Indirect Dealer Network

Ask for Earthmover at the car dealership and the dealers in our network can process your loan and save you a trip to the credit union.

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Other Loan Rates

Annual percentage rates effective March 4th, 2016. Rates are subject to change any time so, these rates aren't guaranteed.

Type of Loan Length of Loan Annual Percentage Rate*
Personal Loan up to 36 months 6.90%
Student Loan Variable 8.00%
Share Secured Loan 60 months 2.50%
CD Secured Loan Variable as low as 2% over CD rate (min. 2.50%)

* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.

Loan Payment Calculator

Play around with the numbers to get the payment you can afford!

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Personal Loan

Everything from vacations to unexpected expenses around the house are good reasons to consider a personal loan from Earthmover!

As low as 6.900%
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Meet the DECU Staff

Christine

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DECU Blog