Mortgage Rates
Give us a call at 217-875-2301 for Mortgage Rates!
Rates
For You Number Lovers
It's time to do the math. Use the rates and payment calculators to see how much you want to borrow.
Car Loan Rates
Annual percentage rates effective August 13, 2019. Rates are subject to change any time so, these rates aren't guaranteed.
| Vehicles* | Months | ||||
|---|---|---|---|---|---|
| Year | 24-48 | 60 | 72 | ||
| 2019 | 3.10% | 3.25% | 3.60% | ||
| 2018 | 3.10% | 3.25% | 3.60% | ||
| 2017 | 3.15% | 3.30% | 3.65% | ||
| 2016 | 3.25% | 3.40% | 3.75% | ||
| 2015 | 3.25% | 3.40% | 3.75% | ||
| 2014 | 3.50% | 3.65% | |||
| 2013 | 3.55% | 3.70% | |||
| 2012 | 3.75% | 3.90% | |||
| 2011 & Older | 7.50% |
Home Equity Rates
| Loan to Value | Term | ||||
|---|---|---|---|---|---|
| 5 Year | 7 Year | 10 Year | 15 Year | 20 Year | |
| For a loan up to 80% of your home's value | 3.09% APR | 3.04% APR | 2.9942% APR | 2.96% APR | 3.05% APR |
| For a loan up to 100% of your home's value | 4.02% APR | 4.14% APR | 4.10% APR | 4.07% APR | 4.16% APR |
Rate is based on a $100,000 loan. Actual term and rate are subject to credit approval and will vary based on individual circumstances. With taxes and insurance the actual payment may be higher. Rates are for new money only. For refinancing an existing home equity loan, give us a call for rates. Payment Example: At 3.09% Annual Percentage Rate on a $10,00 loan with a 60-month term, monthly payment would be $180.09
Personal Loan Rates
Annual percentage rates effective August 13, 2019. Rates are subject to change any time so, these rates aren't guaranteed
| Length of the Loan | Annual Percentage Rate* |
|---|---|
| Up to 36 months | 7.90% |
Student Loan Rates
| Length of the Loan | Annual Percentage Rate* |
|---|---|
| Variable | 8.00% |
Share Secured Loan Rates
| Length of the Loan | Annual Percentage Rate* |
|---|---|
| 60 months | 2.50% |
CD Secured Loan Rates
| Length of the Loan | Annual Percentage Rate* |
|---|---|
| Variable | as low as 2% over CD rate (min. 2.50%) |
* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.