For You Number Lovers

It's time to do the math. Use the rates and payment calculators to see how much you want to borrow.

Car Loan Rates

Annual percentage rates effective March 4th, 2016. Rates are subject to change any time so, these rates aren't guaranteed.

Vehicles* Months
Year 24 36 48 60 72
2015-2016 1.95% 1.95% 2.20% 2.25% 2.70%
2013-2014 2.00% 2.00% 2.25% 2.45% 2.95%
2012 2.00% 2.00% 2.25% 2.50%
2011 2.30% 2.30% 2.55% 2.80%
2010 2.49% 2.49% 2.74% 2.99%
2009 3.15% 3.15% 3.25% 3.40%
2008 & Older 5.15% 5.15% 5.25% 5.50%

* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.

Indirect Dealer Network

Ask for Earthmover at the car dealership and the dealers in our network can process your loan and save you a trip to the credit union.

Learn More

Conventional Mortgage Loan Rates

Rates are updated daily and subject to change at any time so, these rates aren't guaranteed.

Length and Type Annual Percentage Rate*
10 year fixed rate 3.50%
15 year fixed rate 3.50%
20 year fixed rate 4.00%
30 year fixed rate 4.125%
5/25 balloon (30 year amortization) 3.625%

* The rates listed are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher than the rates listed. To find out your loan rate, please contact the Mortgage Department.

Mortgage Loan Process

It's a bit of a process, but we're here to get you through it!

Mortgage Loans

Whether you're buying a new home or refinancing or remodeling an existing home, we have the products you want!

Mortgage Payment Calculator

Plug in the numbers, move them around, and figure out where you are and what you can afford!

Home Equity Loan and Home Equity Line of Credit (HELOC) Rates

All rates listed are annual percentage rates, (APR). Rates are updated weekly but subject to change at any time so, these rates aren't guaranteed. Contact us to lock in your rate.

Length and Type 80% Loan to Value* 100% Loan to Value*
3 year fixed rate 2.50% 4.00%
5 year fixed rate 3.000% 4.375%
7 year fixed rate 3.375% 4.825%
10 year fixed rate 4.000% 5.250%
15 year fixed rate 4.500% Not available
Line of Credit (monthly variable rate) 3.750% 5.750% or 6.500%**
Line of Credit (yearly variable rate) 4.750% Not available

* The rates listed are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher than the rates listed. To find out your loan rate, please contact the Mortgage Department.

** 5.750% APR if this is the only loan against your home or if your mortgage loan is already at Earthmover, otherwise your rate will be as low as 6.500% APR.

Other Loan Rates

Annual percentage rates effective February 20, 2015. Rates are subject to change any time so, these rates aren't guaranteed.

Type of Loan Length of Loan Annual Percentage Rate*
Personal Loan up to 36 months 6.90%
Student Loan Variable 8.00%
Share Secured Loan 60 months 2.50%
CD Secured Loan Variable as low as 2% over CD rate (min. 2.50%)

* These are our lowest rates available. Your actual rate will reflect your individual circumstances and may be higher. Contact our Loan Department to find out your loan rate.