The Free Account with Perks

it’s free, easy, basic, and perfect for everyone

Get Perks When:

  • You have Online Banking
    • Click on the Chat Icon and we can help get you set up from there.
  • You have direct deposit
    • Take our Routing number (#271182919) and your account number to your employer. If you need assistance with your account number go to your online banking or try video banking.
  • You have a DECU debit card & use it 5 times a month
    • Be sure to have an active email address on file and we can send you documents to sign in order to send your debit card to you. Or stop in a branch and ask for an instant issue debit card.
    • You can add or update the email we have on file by logging into online banking- Click on the menu bar > My Account > Email
  • You have eStatements
    • Not sure how to get started? Click on the chat icon and we can help walk you through this easy process.
  • You have eAlerts
    • Be sure to have an active email on file and just click on the chat so that we can assist you with this process.

The Perks You Can Receive:

  • $10 off a box of checks per year
  • Free teller checks
  • 2 free NSF forgiveness per year
  • Dividends

Checking account changes effective 7/1/2023. No action is required. Click on above links to learn how to sign up for all of the services to begin receiving perks if you're not already enrolled.

All Checking accounts can receive:

Perks and services are subject to change.

Checkbook Balancer

There are tons of resources out there to help you balance your checkbook, but we've got something for you right here at your financial home.


Personal Line of Credit

The loan you hope you never have to use. A safety net for your checking account.

Apply here