Want more green in your checking account?

Emerald Checking starts with Level 1, where if you are a member with fewer than five services*, you get a great value checking account with a wealth of complimentary products and services that will make your checking account a jewel. As you develop a deeper financial relationship with DECU, you'll receive more savings and benefits in your checking - up to Level 3, our crowning jewel of the Emerald Checking. Here is how it works:

Perks** Level 1 Level 2 Level 3
5 Services or Fewer 6-7 Services 8 Services
Minimum Balance No No No
Monthly Fee $5 No No
Debit card $5 annual fee Free Free
Fee free teller checks No No Yes
Two NSF Forgiveness per calendar year No No Yes
Fee Free Personal Line of Credit Transfers No No Yes
Credit towards a box of checks a year.* No No Yes
Earns Dividend No No Yes

** Perks are subject to change. *** .03% annual percentage yield. Fees charged to the account could reduce the amount earned. *A $10 credit towards checks a year.

All Emerald Checking accounts receive:

* Each of these items count as a service:

Perks and services are subject to change.

Emerald Checking Accounts Disclosure

Checkbook Balancer

There are tons of resources out there to help you balance your checkbook, but we've got something for you right here at your financial home.


Personal Line of Credit

The loan you hope you never have to use. A safety net for your checking account.

Apply here