Checkbook Balancer
There are tons of resources out there to help you balance your checkbook, but we've got something for you right here at your financial home.
Emerald Checking
Want more green in your checking account?
Emerald Checking starts with Level 1, where if you are a member with fewer than five services*, you get a great value checking account with a wealth of complimentary products and services that will make your checking account a jewel. As you develop a deeper financial relationship with DECU, you'll receive more savings and benefits in your checking - up to Level 3, our crowning jewel of the Emerald Checking. Here is how it works:
| Perks** | Level 1 | Level 2 | Level 3 | |
|---|---|---|---|---|
| 5 Services or Fewer | 6-7 Services | 8 Services | ||
| Minimum Balance | No | No | No | |
| Monthly Fee | $5 | No | No | |
| Debit card | $5 annual fee | Free | Free | |
| Fee free teller checks | No | No | Yes | |
| Two NSF Forgiveness per calendar year | No | No | Yes | |
| Fee Free Personal Line of Credit Transfers | No | No | Yes | |
| Credit towards a box of checks a year.* | No | No | Yes | |
| Earns Dividend | No | No | Yes |
** Perks are subject to change. *** .03% annual percentage yield. Fees charged to the account could reduce the amount earned. *A $10 credit towards checks a year.
All Emerald Checking accounts receive:
- Free Mobile Banking
- Free Mobile Deposit
- eAlerts
- eStatements
- Bill Pay- free with eStatements
- Overdraft Protection Available
- Courtesy Pay Available
- Person to Person transfers with Popmoney- as little as $.50 each
- Free Financial Education
* Each of these items count as a service:
- Auto Loan
- Student Loan
- Mortgage Loan or Home Equity Loan
- Home Equity Line of Credit
- Visa Card
- Savings
- CD
- Checking
- Debit Card
- Debit Card eAlert or DX Mobile Alerts
- E-Statements
- Direct Deposit
- Money Market
- Personal Loan
- Personal Line of Credit
- Member for 5+ Years or more
- Earthmover Investment & Retirement Services
- Online Banking Active in the Past 90 Days
- ODP Extended
Perks and services are subject to change.
Personal Line of Credit
The loan you hope you never have to use. A safety net for your checking account.
