One card, two reward options. Choose the reward that fits the way you use your card.
Let us help with 0% introductory APR on balance transfers! Starting January 1st until February 29th, transfer the balance on an existing credit card to DECU’s Platinum Visa for 12 months of 0% introductory APR! A 3% transfer fee will apply to all transfers. After 12 months your APR will revert to your qualifying rate (8.5% APR to 18.0% APR). Must be any credit card or loan outside of DECU to be approved.
All balance transfers must be from an existing credit card outside of DECU. Rates vary based on Credit approval and could vary every six months after approval. For a list of all terms, conditions, and fees for a Platinum Visa credit card call 1-800-542-6474. Decatur Earthmover Credit Union reserves the right to change rates or terms at any time. The Foreign Transaction fee is 1% of each transaction in US dollars. This includes transactions completed by merchants located outside of the US, regardless of whether you are located outside of the US at the time of the transaction.