All you need to know about your Credit Rewards!

My rewards?

Credit Cards

  • 1 point for every $1 spent
  • Points will be available after billing cycle
  • If a member has a rewards card, they will receive points. If they have a lower rate card, they will not earn rewards
  • To view your current point balance review your statement or give us a call at 217-875-2301
  • Points are not earned on a cash advance

Debit Cards

  • 1 point for every $4 spent
  • Points are available 1-3 business days after purchase is made

Can view point balance at or give us a call at 217-875-2301

What rewards do I get?

There are several rewards options:

Gift Cards

Points to cash

  • Turn points into cash -Deposit into savings or checking

CU rewards mall

  • Shop at your favorite stores and earn bonus points

Travel rewards

  • Rental car
  • Can use a combination of points and cash
  • Hotel stay
  • Can use a combination of points and cash
  • Cruises
  • Tour and Entertainment
  • Flights -21 day advance purchase
  • Saturday night stay is required
  • Blackout dates for heavy travel and holidays
  • Can receive bonus points if member uses travel agency Montrose Travel

How do I enroll?

Go to or download the app CURewards

1.Select Register

2. Complete the registration process *16 digit account number is the members debit/credit card number* Select register

3. Create a username and password

4. Setup security questions

5. Verify profile, fill in any missing information, check preferences

What changed?

Curewards replaced the Cash Back option on DECU Platinum Credit Card and Buzz Points on Debit Cards

With the old “cash back” option the members would automatically receive the deposit into their savings account once a year.

With the new “Rewards” option the members now have to redeem their points on their own