Fraud: What to Look for & How to Prevent it

What May Fraud Look Like & How can You Prevent it?
I think we can all agree that we would love to avoid fraud at all costs. It is not something that anyone wants to deal with or experience. There are some people out there that will try and lure you into fraudulent activities.
First, let's look at types of potential circumstances of fraud:
- E-Skimming, which is the act of exploiting weak websites and stealing personal information.
- Social media scams like fake profiles promoting fake stores.
- Porch pirates aka stealing packages from porches.
- Fake shipment updates in which a scammer notifies you of a shipment issue and requests your personal info.
- Fake charities, which seems extra nefarious!
- Unknown charges that may come from your debit or credit cards.
Now that we have established some potential circumstances of fraud, we can look into the resources to prevent fraud from happening.
These resources include:
- Monitor your accounts daily by using online and mobile banking.
- Use the DECU Card Manager app to view transactions and lock & unlock your cards. Search "DECU CARD MANAGER" in the App Store or Google Play Store to download!
- Enable e-Alerts to be notified for charges, low balance, deposits, daily balance, and so much more! Visit https://www.decu.com/transact/tools/receive-ealerts to learn more.
- Do not swipe your cards in any card reader that looks suspicious.
- Come in to any of our branches if you suspect that there is fraudulent activity on your card.